Representative 728.9% APR

Representative example: £400 borrowed for 30 days. Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% (variable)

Responsible broking policy

At Impact Payday Loans the customer is at the heart of our mission and so is responsible and transparent service during their time with us.

We do not charge any fees for our service (hidden or otherwise). We do not endorse the use of our website by individuals who are experiencing financial difficulty, nor would we suggest that a client take out a loan that is unsuitable for their needs (i.e. we would not advise that somebody should take out a payday loan if they would like to borrow a sum of money to be re-paid over a course of 12 months - if you are looking for such a loan type, please click here).

Impact Payday Loans follows all the necessary regulatory practices and legal guidelines in order to be compliant at all times. All lenders on our panel are fully licenced and trusted loan providers who are contractually committed to responsible lending practice. While we make sure we match you with reputable companies, we ask that anyone wishing to apply for a credit via our website considers the repayment cost and ensures their ability to meet this repayment cost in full and on time including any added fees or penalties.

A payday loan is only intended to be utilised as a short-term option and therefore if you require a larger sum of money to be repaid over a longer period of time, please do not apply for a loan via our website.

If you are experiencing financial hardship or if you are unsure about how to best manage the arrears you already have, please contact the Citizens Advice Bureau for help and support: